Clicksor

Sunday, October 3, 2010

Community

In biological terms, a community is a group of interacting species sharing a populated environment. In human communities, intent, belief, resources, preferences, needs, risks, and a number of other conditions may be present and common, affecting the identity of the participants and their degree of cohesiveness.

In sociology, the concept of community has led to significant debate, and sociologists are yet to reach agreement on a definition of the term. There were ninety-four discrete definitions of the term by the mid-1950s.Traditionally a "community" has been defined as a group of interacting people living in a common location. The word is often used to refer to a group that is organized around common values and is attributed with social cohesion within a shared geographical location, generally in social units larger than a household. The word can also refer to the national community or global community.

The word "community" is derived from the Old French communité which is derived from the Latin communitas (cum, "with/together" + munus, "gift"), a broad term for fellowship or organized society.

Since the advent of the Internet, the concept of community no longer has geographical limitations, as people can now virtually gather in an online community and share common interests regardless of physical location.

Web Search Engine

A web search engine is designed to search for information on the World Wide Web and FTP servers. The search results are generally presented in a list of results and are often called hits. The information may consist of web pages, images, information and other types of files. Some search engines also mine data available in databases or open directories. Unlike Web directories, which are maintained by human editors, search engines operate algorithmically or are a mixture of algorithmic and human input.

Cricket

Cricket is a bat-and-ball team sport. Many variations exist, with its most popular form played on an oval-shaped outdoor arena known as a cricket field at the centre of which is a rectangular 22-yard (20.12 m) long pitch that is the focus of the game. A game (or match) is contested between two teams of eleven players each. One team bats, and will try to score as many runs as possible while the other team bowls and fields, trying to dismiss  the batsmen and thus limit the runs scored by the batting team. A run is scored by the striking batsman hitting the ball with his bat, running to the opposite end of the pitch and touching the crease there without being dismissed. The teams switch between batting and fielding at the end of an innings.

There are also variations in the length of a game of cricket. In professional cricket this ranges from a limit of 20 overs per side (Twenty20) to a game played over 5 days (Test cricket, which is the highest level of the game). Depending on the form of the match being played, there are different rules that govern how a game is won, lost, drawn or tied. The rules of two-innings games are known as the Laws of Cricket and maintained by the ICC and the Marylebone Cricket Club (MCC); additional Standard Playing Conditions for Test matches and One Day Internationals augment these laws.In one version of Indoor Cricket, matches include just 6 players per side and include two 12-over innings.

Cricket was first documented as being played in southern England in the 16th century. By the end of the 18th century, it had developed to the point where it had become the national sport of England. The expansion of the British Empire led to cricket being played overseas and by the mid-19th century the first international matches were being held. Today, the game's governing body, the International Cricket Council (ICC), has 104 member countries.With its greatest popularity in the Test playing countries, cricket is the world's second most popular sport after Association football.

Desktop Computer

A desktop computer is a personal computer (PC) in a form intended for regular use at a single location, as opposed to a mobile laptop or portable computer. Prior to the widespread use of microprocessors, a computer that could fit on a desk was considered remarkably small. Desktop computers come in a variety of types ranging from large vertical tower cases to small form factor models that can be tucked behind an LCD monitor. "Desktop" can also indicate a horizontally-oriented computer case  usually intended to have the display screen placed on top to save space on the desktop. Most modern desktop computers have separate screens and keyboards. Tower cases are desktop cases in the earlier sense, though not in the latter. Cases intended for home theater PC systems are usually considered to be desktop cases in both senses, regardless of orientation and placement.

Travel

Travel is the movement of people between relatively distant geographical locations for any purpose and any duration, with or without any means of transport. Travel also includes relatively short stays between successive movements. Movements between locations  requiring only a few minutes are not considered as travel. As an activity, "travel" also covers all the activities performed during a travel (movement).

Travel may be local, regional, national (domestic) or international. In some countries, non-local internal travel may require an internal passport, while international travel typically requires a passport and visa.

Travel can be for recreational purposes, for tourism, to visit people, for business or for commuting, and may occur for numerous other reasons, such as to obtain health care, migration, fleeing war, etc. Travel may occur by human-powered transport such as walking or bicycling, or with vehicles, such as airplanes, private transport, public transport, automobiles and trains.

A round trip is a particular type of travel whereby a person moves from his/her usual residence to one or several locations and returns. A trip can also be part of a round trip.

Mortgage Loan

A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.

A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank, either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably.

In many jurisdictions, though not all (Bali, Indonesia being one exception, it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets have developed.

Loan

A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount.

The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.

Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.